Managing Net Interest Income and Interest Rate Risk

Our knowledge of net interest income (NII) and interest rate risk management is widely recognized. We have built a team of consultants with profound experience from the fields of management, analysis, and simulation of cash flows in various financial companies. We also help our customers with more advanced issues such as funds transfer pricing (FTP) and financial asset valuation.

Treasury Systems and Services

ALM Partners provides treasury solutions to financial and non-financial companies in the Nordic countries. Our services include software need and requirements assessment, specification, delivery, and configuration. We also provide maintenance, support desk, and process automation services. We have helped our customer to create finance strategy and financial policies.

Government Policies, Regulation, and Reporting

The financial sector is known for its reporting requirements; just keeping up with the continuously changing requirements calls for large investments. To help with this issue, we at ALM Partners consult our customers about reporting standards and provide outsourcing solutions. Currently, we produce various reports (e.g. liquidity, net interest income, and net present value) that fulfill the requirements of various governing bodies. By outsourcing your reporting to us, you can focus on your core business.

Managing Liquidity Risk

With our liquidity management services, our customers can more accurately analyze and forecast their cash in- and outflows. This allows them to better determine their liquidity needs and optimize the size and allocation of their liquidity reserves. By doing this, a company can ensure that it remains solvent in a cost-efficient manner even in distressed times. We also provide various reports for company management which also fulfill the requirements of prevailing regulations (e.g. Basel III, LCR, and NSFR).

Analytics and Business Intelligence in Banking

We know the importance of transforming ideas into figures; by investing in customer analytics, a company can greatly develop its operations. Our Business Intelligence (BI) consultants have prestigious expertise in data analytics, databases, and reporting tools. With this skillset, we are well-equipped to help our customers in building, transforming, and developing an existing platform to the next level. Currently, our consultants work in roles such as data architects, developers, and project managers in numerous companies.

Efficient Solutions in a Proactive Manner

We provide our customers with efficient solutions in a proactive manner. We are known to be well-informed about the future developments in the financial sector. For instance, we have provided expert advice about the upcoming IFRS 9 regulation for years. As a result, various Nordic banks are already well-prepared and use our solutions in, for example, measuring expected credit losses (ECL).